FAQS : - INSTANT CREDIT CARDS NOW

Who will be accountable for the debt, in case of death of the borrower?
In case of death of the beholder of credit card, the bill of the credit card will have to be paid by the spouse.

What if I am unable to pay the credit card debt?
In case of non repayment of the credit card debt, the credit card companies will take you to the court and this can even result in bad credit rating in your accounts. You will be harassed and bullied by the credit card companies to repay the amount, as soon as possible.

What if the credit card is stolen?
In case, you misplace your credit card or it is stolen, your first move should be to contact the issuer right away. In this way, the issuer will take action about the claim. You might have to confirm under pledge that the purchase in the issue was not made by you.

Do we need credit card insurance?
You will require credit card insurance, if you believe in the ambiguity of life and are equally concerned for your family. Credit card insurance is going to reimburse for your bills in case of troubles, like loss of life or inability to work.

Should we prefer a secured credit card?
In case, you are refused credit cards several times because of bad credit record, then secured credit card is a feasible option for you. It is just like any secured loan, which minimises the risk factor for the credit card provider.